The Firm has a multidisciplinary team that allows it to carry out all the activities and actions necessary for a fast recovery of the portfolio in arrears, through a case-by-case situational analysis in order to establish and address the collection activities in an assertive manner in favor of the greater benefit of the client with the aim of achieving the reduction of arrears in the shortest possible time and with the greatest effectiveness of the activities that involve the different phases of collection of default portfolio.